I know this is late to the game, and the question has been answered very well already, but I want to offer my opinion on #3 regarding the prefixing of column names.
All columns should be named with a prefix that is unique to the table they are defined in.
E.g. Given tables "customer" and "address", let's go with prefixes of "cust" and "addr", respectively. "customer" would have "cust_id", "cust_name", etc. in it. "address" would have "addr_id", "addr_cust_id" (FK back to customer), "addr_street", etc. in it.
When I was first presented with this standard, I was dead-set against it; I hated the idea. I couldn't stand the idea of all that extra typing and redundancy. Now I've had enough experience with it that I'd never go back.
The result of doing this is that all of the columns in your database schema are unique. There is one major benefit to this, which trumps all arguments against it (in my opinion, of course):
You can search your entire code base and reliably find every line of code that touches a particular column.
The benefit from #1 is incredibly huge. I can deprecate a column and know exactly what files need to be updated before the column can safely be removed from the schema. I can change the meaning of a column and know exactly what code needs to be refactored. Or I can simply tell if data from a column is even being used in a particular portion of the system. I can't count the number of times this has turned a potentially huge project into a simple one, nor the amount of hours we've saved in development work.
Another, relatively minor benefit to it is that you only have to use table-aliases when you do a self join:
SELECT cust_id, cust_name, addr_street, addr_city, addr_state
FROM customer
INNER JOIN address ON addr_cust_id = cust_id
WHERE cust_name LIKE 'J%';