Stripe : Non-inr currency payment failing for india issued cards

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Integrating stripe custom flow payment in my application.

According to Indian regulation india issued cards require denomination in 'inr' .

But my business shows the user payment in 'usd'.

So Is there a stripe api which converts payment amount from usd to inr prior to creating the 'Payment Intent'.

Or else I will have to use an external currency converting api which are mostly paid.

(This should ideally be done by stripe itself but it fails the transaction.)

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You do have to convert it yourself yes. But it's usually a bad idea to just take your USD price and convert it straight to INR. You should choose your local price, based on your local competitors and different purchasing power(look up "big mac index") in different countries. – karllekko

1 Answers

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How are you setting your currency?

You may wish to refer to https://stripe.com/docs/currencies#presentment-currencies and set the currency to IN. As an abstract...

Stripe users can process charges in the following list of currencies with these exceptions:

You can charge American Express cards only in INR and USD. Domestic charges can only be in INR. International payments are allowed only in non-INR currencies. These currencies apply to card payments—other payment methods are often tied to a specific currency.

Since you're creating PaymentIntent, then pass in the 3-letter ISO currency code (i.e. inr in the currency field: https://stripe.com/docs/api/payment_intents/create#create_payment_intent-currency