How to charge a Card that is both Credit and Debt with Stripe

Question

I'm using Stripe to charge the user in a food ordering app, I can save theyr card and charge them just fine.

But I'm facing a problem, I'm from Brazil and here we have cards that can be both Credit and Debit. I can't figure out how to tell the payment method which funding to use.

Here's how I'm creating the payment method:

var options = new PaymentMethodCreateOptions
            {
                Card = new PaymentMethodCardOptions
                {
                    Number = number,
                    Cvc = cvc,
                    ExpMonth = long.Parse(expMonth),
                    ExpYear = long.Parse(expYear)
                },
                Type = "card",            
            };

I'm using 'card' as the type right now, but it seems to default to charging the card as Credit Card.

Looking through the api documentation I can specify the type as:

alipay, au_becs_debit, bacs_debit, bancontact, card, eps, fpx, giropay, grabpay, ideal, oxxo, p24, sepa_debit, sofort

I can't find a way to tell Stripe to charge the card as a Debit Card.

Is it possible for me to tell stripe which type of funding should be used to process the payment in this situation?

hmunoz hmunoz · Accepted Answer · 2021-02-08T18:26:06

There isn't a way to ask Stripe to charge a card as a "debit" or a "credit" card. There also isn't really a difference in charging either a debit/credit card when you create a Charge, Stripe just charges both cards the same way.

How to charge a Card that is both Credit and Debt with Stripe

1 Answers