Authorize.net :: Sandbox :: Error:: Transaction Status: Declined (Card declined by issuer - Contact card issuer to determine reason.)

1
votes

I am testing authorize.net using sandbox account and using the credit card details from http://developer.authorize.net/hello_world/testing_guide/

But it says the error message:

Transaction Status: Declined (Card declined by issuer - Contact card issuer to determine reason.)

Update :

url used : https://test.authorize.net/gateway/transact.dll"

1
authorize.net

1 Answers

1
votes

This happens for two reasons:

  1. You are using the sandbox and use special payment values that trigger a decline for testing purposes (i.e. using zip code 46282)

  2. You are not using a sandbox account and are using a live account and the credit card you are using is not valid so you get a decline message

Based on the information you have provided scenario #2 is likely the cause of your problem. Make sure you are using the developer/sandbox URL and credentials for your testing.