I'm hoping for a step in the right direction for the following.
I need to be able to pay anyone a fixed amount via Stripe, even though I may have not charged them or have their details or any existing token with their card details.
That is, either credit someone's credit card, or make a bank transfer into their account for an account I specify.
The best use case I can share is something similar to a cash give away where you sign up and receive money.
I've looked at Stripe connect and transferring funds via the API, but I believe this assumes you already have a user in your stripe system, i.e you need stripe token. (https://support.stripe.com/questions/stripe-connect-vs-sending-transfers-via-api)
Has anyone tried this implementation via Stripe before?
Are there any other recommendations via other payment processors, eg: Paypal.
I should add, I'd be transferring into Australian bank accounts.