I'm using Paypal SDK to handle payment using paypal accounts or credit cards, I'm using Paypal REST APIs to make payment from credit card to the paypal application account, then using Paypal adaptive SDK to transfer the money from the application account to each seller's paypal account, the solution is working but the problem is paypal take 2.9% +0.3 fees for each transaction, Is there any way to use direct credit card payment to the paypal account without the need to transfer the money yo application account first?
1 Answers
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You could use the Adaptive Payments API to handle the whole thing and the fee would get handled correctly so you don't get double dipped. You'd have to rely on guest checkout for the credit card payments, though, which I know isn't ideal.
Another option would be to make a slight adjustment to what you're doing already. The Pay API includes a parameter for the receivers called PAYMENTTYPE and this can be set to Personal. This way, as long as the payment is made using PayPal or bank funds, there will no fee for the receiver. In your case it sounds like that won't be an issue since you're paying with funds you just received so your PayPal balance should cover it just fine.
