I have small confusion on the Paypal express checkout whether is it possible to do the reference payment for a buyer who paid through a credit card without a billing agreement(we disable the billing agreement because if we enable then Paypal asks to create a new account).
I know that in payment-Pro we can do reference payment without any billing agreement since it is limited for few countries we are unable to use it.
Note:our merchant account has activated to do reference payment.
Thanks Az